FedNow & Real-Time
Payments
Solutions
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.
"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"
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Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
Check Processing
Online Reporting with Images
Stop Going to the Bank
Next Day Funding
Check 21 - Remotely Create Checks
Electronic Check
Same-Day ACH Payment Solutions – Rapid, Secure, & Cost-Effective Online Transfers
Optimize Cash Flow with Instant Same-Day ACH Fund Availability
Rapid Small Business Same-Day ACH Processing – Fast, Affordable & Secure Bank Transfers
Optimize your cash flow with our small business Same-Day ACH processing services, engineered for rapid fund transfers within the same business day. This solution is ideal for payroll, vendor payments, and high-volume transactions, ensuring immediate liquidity and enhanced operational control. By significantly reducing processing fees compared to traditional wire transfers, our service offers a cost-effective alternative that supports your financial stability. Enjoy efficient, secure bank transfers that streamline your payment operations and reduce cash flow constraints.
Our automated ACH system minimizes administrative tasks by scheduling recurring payments and providing real-time updates on every transaction. Robust bank authentication and stringent security measures protect your transfers from fraud, ensuring every transaction is verified and secure. Detailed reporting and comprehensive analytics offer insights that empower you to optimize your cash flow management. Embrace our rapid Same-Day ACH processing solution to lower costs, improve liquidity, and maintain peak efficiency in your financial workflows.
Streamline Financial Workflows with Secure, Automated ACH Transfers
Rapid Internet Same-Day ACH Payment Solutions – Fast, Affordable & Secure Bank Transfers
Optimize your financial operations with our Same-Day ACH payment processing solution, engineered to transfer funds within the same business day. Ideal for payroll, vendor payments, and high-volume transactions, this service ensures immediate liquidity and enhances operational control. Enjoy a cost-effective alternative to traditional ACH and wire transfers with significantly lower processing fees, enabling you to reduce overhead while maintaining financial efficiency. Our solution is designed to streamline cash flow management and support dynamic business operations.
Our automated ACH processing system guarantees swift and secure transactions by verifying each transfer through robust bank authentication protocols. Stringent security measures protect every transaction against fraud, ensuring that your funds remain secure at all times. Automated scheduling for recurring payments minimizes administrative tasks and reduces the risk of manual errors. With real-time updates and detailed reporting, you have full visibility over your financial operations, enabling prompt and accurate reconciliation.
Experience significant cost savings as our Same-Day ACH solution reduces processing fees and operational expenses. By automating financial workflows, you can allocate more resources to strategic growth initiatives while ensuring timely payment settlements. The platform integrates seamlessly with your existing financial systems, providing consistent, reliable performance across high-volume transactions. This efficiency translates into improved liquidity and a stronger financial position for your business.
Our solution not only accelerates fund transfers but also supports comprehensive financial management with real-time data insights. Detailed analytics and reporting empower you to monitor cash flow, optimize budgeting, and make informed decisions. With secure, automated ACH transfers, you minimize delays and maximize operational performance. Embrace our rapid Same-Day ACH payment processing service to streamline your financial workflows and drive sustainable business growth.
Creation Request for Payment Bank File
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
