FedNow & Real-Time
Payments
Solutions
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.
"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"
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Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
Check Processing
Online Reporting with Images
Stop Going to the Bank
Next Day Funding
Check 21 - Remotely Create Checks
Electronic Check
24/7 Internet Real-Time Payment Solutions – Instant & Secure Digital Transfers
Achieve Immediate Fund Transfers with On-Demand Real-Time Processing
Ultra-Fast Small Business Real-Time Payment Processing – 24/7 Instant, Secure Online Transactions
Experience the power of instant fund transfers with our small business Real-time Payments processing solution, available 24/7. Our platform guarantees that every transaction is executed immediately, providing seamless digital transfers that boost operational efficiency. With round-the-clock access, you can process critical payments—such as payroll and vendor disbursements—without delay, ensuring maximum liquidity. This system significantly reduces costs compared to traditional methods, enhancing your overall financial performance.
Our solution employs secure bank-to-bank transfer technology, fortified by advanced fraud detection and robust encryption protocols. Real-time processing delivers continuous financial visibility, enabling rapid decision-making and improved cash flow management. By integrating with digital wallets and mobile payment platforms, our service expands your reach while ensuring secure transactions. Empower your business with our ultra-fast real-time payment processing to achieve unmatched financial agility and competitive advantage.
Enhance Financial Efficiency with Secure, Instant Digital Payments
Ultra-Fast Internet Real-Time Payment Processing – 24/7 Instant, Secure Digital Transactions
Experience the unmatched speed of our Real-time Payments processing platform, available around the clock to support your business needs. Our solution delivers instant digital transactions that ensure funds are transferred without delay, optimizing your cash flow and operational efficiency. With 24/7 availability, you can handle critical transactions—such as payroll, vendor payments, and high-volume sales—at any time, day or night. Enjoy the agility and reliability of a system designed to eliminate the bottlenecks of traditional payment processing.
Our platform features advanced bank-to-bank transfer technology that significantly reduces processing costs while ensuring secure fund transfers. With cutting-edge fraud detection and robust security protocols, every transaction is shielded from potential threats. Real-time processing enables immediate visibility into your financial operations, allowing you to make rapid, informed decisions. This constant, on-demand access to funds drives efficiency and strengthens your competitive position in the market.
Instant fund availability is a cornerstone of our real-time payment solution, helping you maintain optimal liquidity even during peak transaction periods. Our system’s seamless integration with digital wallets and mobile payment platforms expands your reach and improves customer satisfaction. With reduced reliance on expensive wire transfers and ACH delays, you benefit from lower transaction costs and increased financial stability. Enhance your operational agility and empower your business with a payment solution that offers unparalleled speed and security.
Our real-time processing service transforms online payment management into a strategic advantage, providing both cost savings and superior performance. With continuous monitoring and comprehensive reporting, you gain detailed insights into every transaction, enabling effective cash flow management. The efficiency of our platform supports a wide range of business applications, from routine vendor payments to large-scale commercial transactions. Embrace our ultra-fast real-time payment processing solution to elevate your digital commerce and drive sustained business growth.
Creation Request for Payment Bank File
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
